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ROC Financial Solutions is your one-stop private money lending partner.

We fund investment and commercial real estate transactions with consistent and reliable access to capital.

Our team is ready to help you throughout the application process.  

Fix & Flip Bridge Loans:

Short-term financing to purchase new properties or refi your existing ones. 1- 2 Year loans with competitive rates and terms. We finance up to 100% of your renovation costs! 

Rental DSCR Loans:

Long-term rental financing for purchase and refinance.  Up to 80% cash out, fully-amortized, interest-only loans with competitive rates.  We offer both single property and portfolio loans. 

Ground Up Construction Loans:

New construction financing designed to support developers with the necessary financing to start and complete their projects. 85% LTC, 12, 18, and 24-month terms with financed full-term interest reserves!  We also offer a first time builder program.

Commercial Real Estate Loans:

Lite and Low documentation commercial lending solutions.  Banks have restrictive guidelines that prevent investors on capitalizing on profitable commercial opportunities.  We fund Multifamily, office buildings, medical sites, hospitality,  self-storage, automotive service facilities, dealerships, retail locations, restaurants, and more.

ROC Financial Solutions will not offer "cookie cutter" loan terms.  We are a national lender who structures the terms individually based on transaction type, location, and investor profile.  

If it "Makes Sense," our underwriting team understands it, even if the big banks don’t.  We have the flexibility that banks don't have, we see opportunities where banks see problems, and we work relentlessly to get your funding fast.  With today's rigid underwriting guidelines, ROC Financial Solutions has become an important source of capital for investors.

The best way to see what term we can offer is to request a loan quote through our online system.  

 

We're on a mission to
revolutionize REI  funding!

ROC Financial Solutions, LLC. is an originating entity and financing consultant of business purpose funding.  14625 Baltimore Avenue #886, Laurel, MD 20707  ROC Financial Solutions, LLC. is licensed or exempt from licensing all states that they do business in.  We lend on real estate in AL, AK, AR, DC, CO, CT, DE, FL, GA, HI, IL, IN, KS, KY, LA, ME, MD, MA, MI, MO, MT, NH, NM, OH, OK, OR, PA, RI, SC, TN, TX, VA, WA, WV, WI, WY.   (Our down payment assistance program is available nationwide).  We lend on business loans in all 50 states.  ROC Financial Solutions originates loans under 12 CRF 1026.3 (a)(1) and 12 CFR 1024.5 (b)(2) Business purpose loans that are exempt from coverage under RESPA as defined by 12 CFR 1026.3 (a)(1) of Regulation Z.   ROC Financial Solutions, LLC only originates business purpose loans on non-owner-occupied residential and commercial, non-TRID regulated real estate properties, or business working capital loans.   Rates, terms, and conditions offered to qualified borrowers, may vary upon loan product, deal structure, location, lender, or other applicable considerations, and are subject to change at any time without notice.   Moreover, any rates, terms and conditions communicated via email shall only constitute a general, non-binding expression of interest on the part of ROC Financial Solutions, LLC., and the associated lender and do not create any legally binding commitment or obligation on the part of ROC Financial Solutions, LLC., and are expressly subject to, but not limited to, the credit, subject property, Investor experience, legal review, and lender approval process.  ROC Financial Solutions LLC., also operates as a Wholesaler on investment residential and commercial, non-owner-occupied properties.  ROC Financial Solutions, LLC., is exempt from licensing for these types of properties and is not a licensed real estate agent or broker.  The recipient of this message agrees to hold harmless ROC Financial Solutions LLC.  DISCLAIMER: ROC Financial Solutions does not finance owner occupied residential real estate. We offer commercial business purpose funding options strictly for non-owner-occupied real estate, and businesses.  Disclosure:  This is a partner program whereas ROC Financial Solutions LLC works with a private lender to offer these services, and ROC Financial Solutions will earn a referral fee from the lender for offering such services.  If you have received this message in error, please delete it.   Our Privacy Disclosure Statement can be found at https://www.rocfinancialsolutions.com/private-policy   Copyright © 2024 ROC Financial Solutions LLC, All rights reserved. 

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