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Writer's pictureKim Lang

Rate Watch

All average headline mortgage fixed rates rose again this month, according to data from Moneyfacts.


The average rate for a two-year fix lifted by 2 basis points, to 2.98%, while the average rate for a three-year fix was up by 3 basis points rise taking it to 2.96%.


Over longer terms, a 10-year fix jumped by 21 basis points to 3.18%, as the average rate for a five-year fix lifted by 3 basis points to end the week at 3.11%.


Two-year fixes


A 95% LTV average rate lifted by 4 basis points to 3.30%. An 85% LTV average rate and a 75% LTV average rate both rose by 2 basis points to 3.06% and 2.84%, respectively.


The biggest gain registered within this fix was at 50% LTV, where the average rate jumped 17 basis points to 2.85%.


Three-year fixes

A 95% LTV average rate edged up by 1 basis point to 3.21%, while a 70% LTV average rate lifted by 8 basis points to 2.96%.


A 90% LTV average rate rose by 2 basis points to 3.06% and a 60% LTV average rate pushed up 5 by basis points to 2.80%.


Five-year fixes

A 95% LTV average rate and a 90% LTV average rate both edged up by 1 basis point to 3.43% and 3.17%, respectively.


While a 65% LTV average rate jumped by 12 basis points to 3.29% and a 50% LTV average rate lifted by 7 basis points to 3.02%.


10-year fixes

A 60% LTV average rate leapt 39 basis points to 3.06% and a 75% LTV average rate jumped 13 basis points to 2.94%.


Let us guide you to the best possible rates on your next investment property!



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