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SBA Loans

Bankable Terms for Un-Bankable Deals

We offer streamlined stated income, full and low documentation mortgages for commercial and investment residential property (no personal residences). Low credit, back taxes, special-purpose property, and other financing barriers can be considered. Purchase, refinance, renovation, fix-and-flip, and cash-out loans are available nationwide (geographic restrictions may apply). We provide short-term and long-term mortgages secured by:

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Investment Residential 1 to 4 Units, Multifamily 5+ Units, Mixed-Use, Office, Retail, Warehouse, Industrial, Mobile Home Park, Self-Storage, Automotive, Daycare, Restaurant, Bar, Hospitality, Funeral Homes, Campgrounds, Gas Stations, etc. 

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SBA takes real estate as collateral when it is available. SBA will not decline a loan for lack of collateral, but SBA will require the borrower to pledge collateral that is available. Interest Rates: The interest rate is determined by formulas set by law and is fixed for the life of the loan.

  • $75,000 to $20 Million

  • No Tax Returns Required

  • Rates Start at 5.25%

  • Up To 80% LTV

  • 1, 3, 5, 15 & 30 Years Fixed

  • 15, 25, & 30 Years Amortized

  • Interest Only Available

  • 600 Credit Score Minimum

  • Foreign Nationals

  • Close in 2 to 4 Weeks

  • No Upfront Fees

  • No Upfront Credit Check

SBA PDF Loan Package

SBA Form 1919

Business Questionnaire

COVID-19 Questionnaire

Cash Flow Statement Sample

Income Statement Sample

Download and complete the SBA Loan package,

then contact us for the next step.

SBA Loan Application

4506T Tax Transcripts

ROC Financial Solutions, LLC. is an originating entity and financing consultant of business purpose funding.  14625 Baltimore Avenue #886, Laurel, MD 20707  ROC Financial Solutions, LLC. is licensed or exempt from licensing all states that they do business in.  We lend on real estate in AL, AK, AR, DC, CO, CT, DE, FL, GA, HI, IL, IN, KS, KY, LA, ME, MD, MA, MI, MO, MT, NH, NM, OH, OK, OR, PA, RI, SC, TN, TX, VA, WA, WV, WI, WY.   (Our down payment assistance program is available nationwide).  We lend on business loans in all 50 states.  ROC Financial Solutions originates loans under 12 CRF 1026.3 (a)(1) and 12 CFR 1024.5 (b)(2) Business purpose loans that are exempt from coverage under RESPA as defined by 12 CFR 1026.3 (a)(1) of Regulation Z.   ROC Financial Solutions, LLC only originates business purpose loans on non-owner-occupied residential and commercial, non-TRID regulated real estate properties, or business working capital loans.   Rates, terms, and conditions offered to qualified borrowers, may vary upon loan product, deal structure, location, lender, or other applicable considerations, and are subject to change at any time without notice.   Moreover, any rates, terms and conditions communicated via email shall only constitute a general, non-binding expression of interest on the part of ROC Financial Solutions, LLC., and the associated lender and do not create any legally binding commitment or obligation on the part of ROC Financial Solutions, LLC., and are expressly subject to, but not limited to, the credit, subject property, Investor experience, legal review, and lender approval process.  ROC Financial Solutions LLC., also operates as a Wholesaler on investment residential and commercial, non-owner-occupied properties.  ROC Financial Solutions, LLC., is exempt from licensing for these types of properties and is not a licensed real estate agent or broker.  The recipient of this message agrees to hold harmless ROC Financial Solutions LLC.  DISCLAIMER: ROC Financial Solutions does not finance owner occupied residential real estate. We offer commercial business purpose funding options strictly for non-owner-occupied real estate, and businesses.  Disclosure:  This is a partner program whereas ROC Financial Solutions LLC works with a private lender to offer these services, and ROC Financial Solutions will earn a referral fee from the lender for offering such services.  If you have received this message in error, please delete it.   Our Privacy Disclosure Statement can be found at https://www.rocfinancialsolutions.com/private-policy   Copyright © 2024 ROC Financial Solutions LLC, All rights reserved. 

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